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Second stimulus check: Who would qualify for more IRS money? Here's what we know

por Ryder Johnstone (2020-07-28)


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Just because you got a stimulus check the first time doesn't mean you'll qualify for 태아 보험 필요한가 a second payment, if there is one.


Sarah Tew/CNET


Signs point to the Senate revving up work later this month on another coronavirus relief bill that includes a second stimulus check. But early signals from Congressional leaders suggest a second bill might significantly tighten the requirements the CARES Act outlined in March, throwing open the question of who would qualify for a second stimulus payment.

When asked about a second stimulus check this week, Majority Leader Mitch McConnell said, "I think the people who have been hit the hardest are people who make about $40,000 a year or less. Many of them work in the hospitality industry. So that could well be a part of it."





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"There are several Republicans who have expressed interest in supporting low-income families with cash aid," Lily Roberts, director of economic mobility at the nonpartisan Center for American Progress, told CNET. "It's nearly impossible to look at the economy right now and not recognize that the unemployment insurance payments that have been going out, the cash that went out in April -- those have helped people hang on," she said.

Lawmakers haven't decided who would qualify for more stimulus money or how much they would get, though we have a good idea when we think another payment could come. Here's everything we've heard so far about who may or may not be eligible for an extra economic impact payment. The situation and this story update often.

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Not everyone will qualify for a payment under the current proposal.


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Who gets another stimulus payment? The big picture

We won't know until another rescue bill is made official, but we can piece together some possibilities. For example, the Heroes Act (PDF) passed by the House of Representatives in May proposes broad financial benefits to individuals, families and categories that were skipped by the first stimulus check (scroll down for the list of exclusions), including most college students and people who aren't US citizens.

But the Heroes Act has been strenuously opposed by the Senate and President Donald Trump, who called it DOA. On the other end of the spectrum, McConnell has said that if the Senate, which his Republican party controls, passes another relief bill that includes more stimulus checks, the focus will be narrow.




























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In making these decisions, the Senate and House will factor in economic data that is at best contradictory. The US economy added 4.8 million jobs in June (PDF), the Labor Department reported last week, as a result of every state reopening in some way. However, on July 9, the Labor Department reported (PDF) that for the 16th straight week, the number of US workers newly applying for unemployment insurance was above 1 million, with 1.3 million workers filing new state unemployment claims for the week ending July 4 -- a sign that the US labor market is still shedding jobs. 

And with coronavirus rates now spiking across the US, governors are shutting businesses they had allowed to open just weeks before, threatening to set back new job gains.

Who could potentially qualify for a broad second stimulus payment?
  • Individuals who made less than $99,000 according to the adjusted gross income from their 2018 or 2019 taxes (whichever was most recently filed).
  • College students, dependents over 17, disabled relatives and a taxpayer's parent.
  • Families of up to five people.
  • SSDI recipients
  • People who aren't US citizens and file tax returns, pay taxes and otherwise comply with federal tax law using an individual taxpayer identification number (ITIN) instead of a Social Security number.