How small entrepreneurs of Bragança Paulista (SP) handle the difficulties of getting loans from the People’s Bank

Authors

  • Dércia Antunes de Souza Universidade Municipal de São Caetano do Sul
  • Lineu Francisco de Oliveira Universidade Municipal de São Caetano do Sul
  • Marcos Bidart Carneiro de Novaes Potenciar Consultores Associados.
  • Antonio Carlos Gil Universidade Municipal de São Caetano do Sul

Keywords:

small entrepreneur, bank, life histories

Abstract

This study aims to determine how small entrepreneurs of Bragança Paulista (SP) handle the difficulties of getting loans from the People’s Bank. It’s an exploratory study based on life stories narrated by people who applied for credit in the local agency of this bank in 2007. One conclude that small entrepreneurs consider the bank an effective institution to obtain financing, but also it indicates difficulties of getting this loan;  the most evident is the need of providing financial security for the loans.

Author Biographies

Dércia Antunes de Souza, Universidade Municipal de São Caetano do Sul

Doutoranda em Administração pela Universidade Municipal de São Caetano do Sul (SP). Universidade Municipal de São Caetano do Sul.

Lineu Francisco de Oliveira, Universidade Municipal de São Caetano do Sul

Doutorando em Administração pela Universidade Municipal de São Caetano do Sul (SP); Universidade Municipal de São Caetano do Sul

Marcos Bidart Carneiro de Novaes, Potenciar Consultores Associados.

Doutorando em Administração pela Universidade Presbiteriana Mackenzie (SP)

Antonio Carlos Gil, Universidade Municipal de São Caetano do Sul

Doutor em Saúde Pública pela USP

Downloads

Published

2012-06-29

How to Cite

Souza, D. A. de, Oliveira, L. F. de, Novaes, M. B. C. de, & Gil, A. C. (2012). How small entrepreneurs of Bragança Paulista (SP) handle the difficulties of getting loans from the People’s Bank. Research &Amp; Debate Journal of the Postgraduate Program in Political Economy, 23(1(41). Retrieved from https://revistas.pucsp.br/index.php/rpe/article/view/12380

Issue

Vol. 23 No. 1(41) (2012)

Section

Papers